A Hand Up

helping homeless Veterans

Our Mission

There are resources in Clallam County for Veterans. Our mission is to create a community of 40 tiny houses for homeless Veterans who want to get their lives back on track and to facilitate access to these resources.  Allowing those that have placed their lives on the line for our nation, those that served honorably, in peacetime and in war, to be lost in the system is unacceptable. They deserve our respect and we are proud to offer our time and effort to help

Executive Summary

Pennies For Quarters will create a community of 40 tiny houses to help homeless veterans in our community get their lives back on track by providing transitional shelter, common resources, and access to community and social services. Tiny houses will be constructed in clusters of 4, and each house will have its own bathroom and small kitchen. These houses will provide privacy and restore dignity, which is one of the first steps in improving the lives of the homeless. The spacing of the homes in clusters, with 10 clusters of 4 in the community, will enable the veterans to gradually re-establish social connections as they recover. Shared resources will include a common building and a community garden. The common building will provide space for meetings such as AA or individual, group, or family counseling; a computer room for access to training and job opportunities and reconnecting with family; and other facilities such as laundry room and stock room. The community garden will be therapeutic and beautiful, and will also allow residents to save on food costs. Staff will assist veterans in accessing the existing community and social services and will ensure that members of the community adhere to the code of conduct, including remaining alcohol- and drug-free. On-site counseling will help them recover from drug addiction, alcohol abuse, PTSD, and other mental or behavioral issues. Other services such as financial counseling, guidance regarding local education and training opportunities, medical and dental assistance, and veterinary services for those with pets, will help them regain health and confidence. The combination of shelter, a sense of community, and access to resources will provide these brave men and women with a hand up as they accept the challenging mission to rebuild their lives.

Project Goals

1.       Help homeless veterans become productive and able to live independently in their own housing

2.       Provide a space where participants can work to resolve the issues that led to their homelessness

 Upcoming Events


Want to win a boat?  Raffle for Bullfrog 10′ Yacht Tender

You don’t have to be present to win the boat!
Call Matthew to purchase tickets by phone (the raffle tickets are numbered)

August 20th BBQ – Come have some fun!

Tickets available at the following locations:

 Sequim Farmer’s Market – August 5th
Ice Cream Social –  August 13th
Jim’s Pharmacy
The New Moon Craft Tavern
Harbinger Winery
Bada Coffee Bar
Pennies for Quarters

Our Board

Matthew Rainwater

Matthew Rainwater

Founder / President

Matthew Rainwater is the Founder and President of Pennies For Quarters. He saw the need for this non-profit organization because there are almost 50,000 homeless veterans living in the United States. That is 50,000 too many.  These are not numbers. These are men and women that have put their lives on the line in order to protect this great country of ours. They deserve to be treated better, and Matthew has vowed to do whatever he can in order to make that happen.


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Jon Krause

Jon Krause

Board Member

Born and raised in Minnesota. Moved West and married a military brat in 1997. Her side has military roots. Professionally, Jon has been employed in a variety of positions with corrections, court and social work since 1989 in several different states. Jon got his BS from Minnesota State University and MA from Liberty University in Human Services and Executive Leadership.


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Debbie Swanson

Debbie Swanson

Vice President

Debbie Swanson is a real estate agent, writer and previous business owner. Her past experience is in restaurant and retail management and spans owning a small kiosk to managing multimillion dollar restaurant operations. From her first taste of entrepreneurship in 1989 she found enjoyment and satisfaction in the hospitality industry.




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Stephanie Hyatt

Stephanie Hyatt

Board Secretary

Stephanie Hyatt is a local attorney who specializes in criminal law but is also dedicated to working with nonprofit organizations. She was born and grew up in Port Angeles, Washington, and graduated from Port Angeles High School. She received her Bachelor of Arts in Economics at the University of Washington and her Juris Doctorate from the University of Oregon.


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 Jerry L. Stewart

Jerry L. Stewart


On Sunday, October 29, 2017, Pennies For Quarters lost our friend, and Treasurer, Jerry L Stewart

Jerry was not only our treasurer, but he was an inspiration. Not only was he a valued member of our Board, but he was also involved in the local theater, having written the years Christmas play, and had even auditioned for roles while he was fighting cancer.

Jerry’s optimism was infectious, yet it was always tempered with a healthy dose of realism, which is something every non-profit needs.

Pennies For Quarters will always and forever be in debt to all he brought to our Board, to our organization, and more importantly, our lives.

His optimism, and his passion will be missed. We grieve with his family.


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In the News

“Pennies for Quarters was honored to receive the support of the Clallam County Commissioners today! Their support means a lot to us in our efforts to bring an end to homeless veterans on the Peninsula!”  (Click for larger view)


Here are several news articles about our projects:

On April 29, 2017, our Founder and President, Matthew Rainwater, got a chance to talk to Republican Senator Doug Ericksen about our plan to help house the homeless veterans in our area. Sen. Ericksen expressed a lot of interest in our plan, and we are looking forward to continuing the conversation about what he can do to help! Sen. Ericksen is not only the Chair of the Energy, Environment and Telecommunications Committee, but he is also a member of President Trump’s transition team for the EPA. We are super excited to have gotten the chance to share our vision with him!


Pennies For Quarters In Escrow For Site – KONP News, March 27, 2017

Pennies for Quarters finds property for tiny homes community to help vets – Peninsula Daily News, March 27, 2017

$10,000 donation to help start Pennies for Quarters’ tiny houses plan for veterans – Peninsula Daily News, Dec. 30, 2016

Pennies For Quarters Receives Substantial Donation – KONP News, Dec. 27, 2016

$10,000 gift kickstarts houses for homeless veterans – King 5 News, Dec. 26, 2016

PABA Hosts Veterans Housing Group – KONP News, Nov. 22, 2016

Pennies for Quarters seeks to build tiny houses for homeless veterans – Peninsula Daily News, Nov. 16, 2016